PCS-Move.com

PCS Tool · Sell vs Rent

Sell the house, or rent it out and sell later?

Every PCS with a house behind you forces this call. Enter your numbers and get a straight comparison — cash if you sell now vs. cumulative rental cash flow plus equity if you hold and sell later — with the two military-specific factors (VA occupancy, the capital-gains military extension) flagged so you don't miss them.

Sell now, or rent it out and sell later?
$

A realistic sale price, not Zillow's high estimate

$
$

Principal + interest only — taxes/insurance are landlord costs below

$

Comparable rentals in your neighborhood, not aspirational

Assumptions — sensible defaults, change any you have better numbers for

yr
%
%

Agent + closing + concessions

%

Of rent — you'll PCS away

%

Of rent, reserved

What your comparison will look like
Example

Sample: $420k home, $310k owed, $2,100 P&I, $2,400 rent, 5-yr horizon. Yours calculates from your inputs above.

Sell now nets

~$76,400

cash, free and clear

Rent path (5 yr)

~$94,000

cash flow + equity at sale

Verdict

Close call

Non-financial factors decide